Green Dot cards are prepaid debit cards sold by thousands of retailers referred to as sales agents. These cards are widely acceptable wherever Visa or MasterCard is usable. The retailers that sell Greendot cards include Rite Aid, Walmart, and CVS, among others. You can know how to receive money on a Greendot card using the latest reloadable prepaid master card or visa. If you require access to banking needs without a credit check, this card is ideal for you.

However, sending and receiving money using the Green dot card is easy for anyone in the U.S. For instance, you can transfer money using the Greendot App to your friends so long as they have the Greendot bank account. The only thing you need is the recipient's email or mobile number, and the received money is usable immediately; it gets accepted. You can get the Greendot card if you are struggling with credit card acceptance.

Moreover, Greendot cards get highly recommended as one of the best options for prepaid cards, even though they are no free ATMs available across its network. Greendot cards can get used comfortably as regular cards for in-store purchases, online shopping, and paying your bills. You can also familiarize on how to transfer money from green dot to PayPal. This card's valuable thing is that low credit score holders can acquire it as it requires no credit check.

How Can You Load Money to Your Green Dot Card?

After you get your Green Dot card, the next step is to add funds to your card. One way to add funds to your card is to use the direct deposit from your employer's payroll deposit or by visiting Sales Agents who add funds to the card for you for a fee.

1) Direct Cash Deposit

i) Reload@theRegister

You can use Reload@theRegister to quickly and easily load cash directly to your Greendot card at one of the registered 90,000+ retailers and financial service centers nationwide. The funds are available within minutes on your Green Dot account. There is a deposit fee of up to $4.95 applicable.

Some of the authorized Sales Agents for loading the card are Rite Aid, Kmart, Walgreens, CVS, and Wal-Mart. The easiest way to find all of the participating loading locations is by entering your zip code at the Green Dot Card website.

Additionally, $20 is the minimum initial load for the Green Dot card, but the $9.95 gets deducted from that amount as an activation fee. Interestingly, there exist online coupons that can save you money on the activation fee. You can refer to the Green Dot website for any discounts upon ordering your card. A maximum of $2500 can get loaded onto the Green Dot card at any one time.

ii) Through MoneyPak

You can also buy a 'MoneyPack' from reputable Sales Agents that enables you to load from $20 to $500 that will be disbursed immediately on your card after calling them with the authorization number. You can count on MoneyPak to easily send cash to any eligible prepaid or bank debit card. You can also add some money to most bank-issued debit cards, in addition to 200+ prepaid cards, available in 70,000+ retailers nationwide.

2) Bank Transfer

A bank transfer is a convenient way to transfer money into your Green Dot account for ready use. You can send money from another bank to your Green Dot account to direct deposit into your account or only for more flexibility to manage your spending.

With your Green Dot account, you can transfer funds using the ACH transfer either for ACH debit transactions that entail removing money from your account or ACH credit transactions that involve cash getting into your account.

Most importantly, an ACH transfer is an electronic bank-to-bank transfer initiated by the Automated Clearing House network (ACH). The ACH transfer is a convenient way to transfer money between accounts at different banks electronically. ACH transfers help you to send or receive money securely and conveniently.

i. Use Another Bank's Website To Add Money To Your Green Dot Account.

You can deposit money to your Green Dot account directly from another bank, credit union, or other financial institution. You can send money from your different bank account, or your family and friends can transfer money to your Green Dot from their checking account. Green Dot charges no fee to you for this service, but your other bank may apply for a payment.

ii) Move Money from Account to Account

With a Green Dot, you can quickly transfer money anywhere in the U.S., from your Green Dot account to another Green Dot Bank-issued card. All you require is the recipient's email or mobile number. The received money can get utilized as soon as it gets accepted.

3) Direct Check Deposits

One of the quickest ways to load your Green Dot account is by setting up a direct deposit. You don't need to wait for your next payday to deposit your paycheck. You can get your money up to 2 days before payday as soon as possible with Direct Deposit. You need to contact the relevant paying agency to enroll in direct deposit. Luckily, there are no worries about paper checks lost in the mail.

With ASAP Direct Deposit, you can get your pay up to two days before the payday.

However, setting up an ASAP Direct Deposit is comfortable with just a few simple steps. You need to take into account the below guidelines to set up a direct deposit.

• Log in to your account on the website or mobile app to get your bank account and routing numbers.
• Use your account numbers and give them to your employer or benefits provider. You can choose how much of each check to deposit every pay period. Just make sure the name on file with your employer or benefits provider matches the name on your card account.
• Sign up for deposit alerts to know when your deposit hits your account. It usually takes 1-2 pay periods for your first deposit to hit. Carrier message and data rates apply.

4) Mobile App

You can transfer money from another bank to your Green Dot account. You can use Ingo Money as an easy way to deposit your check to your Green Dot account in minutes, at the comfort of your mobile device. Follow the steps below;

i. Download the Ingo Money App

The app is available in the App Store for iOS devices or Google Play for Android devices.

ii. Register

Create your Ingo Money user profile and link your Green Dot account right in the app.

iii. Snap photos

Take pictures of your check.

iv) Get money

Receive your money in minutes for a fee of 2% or 5%, depending on check type. With a minimum price of $5 per transaction, or in 10 days for no cost. Use promo code Gdot5 to receive the additional $5 credit.

What Are The Offers Of a Green Dot Card?

1) Add cash to your PayPal account

If you need to refill your PayPal account, you can do that thanks to the Greendot card. First, you need to link both cards to your PayPal account by logging into PayPal and availing the routing and account numbers for each. Then, PayPal will confirm each account with test deposits. Next, you can initiate a transfer from your Green Dot card to your PayPal account. The transfer is cost-free and essentially takes one to three business days.

How to set up PayPal Cash

• Download the PayPal app
• Log in and select a retailer. You will get a custom barcode to print out or show on your smartphone.
• Bring your money and barcode to the register at a qualified retailer.
• Your money will automatically get added to your PayPal Account.

Flat Rate Fee Structure

One of the reasons many people use the Green Dot Prepaid Visa card is its convenient and easy-to-understand fee terms. Besides, the Green Dot Prepaid Visa card applies a flat rate of $7.95 per month. No complicated rules, no sneaky fees. It's just a transparent and straightforward fee.

2) Free Deposits

The Green Dot card enables you to make direct deposits onto your card with no fees. As a result, you can have your paycheck, government benefits, tax return, or other regular (or irregular) payments channeled directly to the prepaid card without any charges for the transactions.

Additionally, the Green Dot enables you to make ACH transfers for free. This provision is an excellent benefit that some other cards can't offer you. Notably, your bank may impose a transfer fee for this transaction.

Bottom line

When looking for a straightforward prepaid card that takes care of early direct deposits, the Green Dot Card is an ideal option. The card is widely applicable in making purchases, settling bills, among other similar use. Besides, you can load your card conveniently using the above-elaborated methods. Greendot card has a waivable monthly fee and the option to get extra benefits as a VIP member. You can apply for this card online for a fee or find it is in-store at an authorized retailer.