It's a brand New Year. It's a time to say goodbye to the past and proceed into the exciting unknown of the future. Perhaps you have a few resolutions you'd like to make this year, such as cutting back on spending and saving your hard-earned money. Did you check your bank account after the holidays and had to do a double-take? Was that number significantly larger a few weeks ago? Many people tend to overspend during the festive season, so you're not alone right now. The start of a new year is the perfect time to hunker down and pull in those purse strings.

Sometimes the most challenging part about saving money is starting the process. Check out these tips on how you can start saving this year. With a little patience and perseverance, this time next year, your bank account will look healthy, so you won't have to experience that dreaded post-holiday financial anxiety.

Cut Your Spending

Cutting back on spending sounds relatively simple, but acting on it is a whole different story. It would help if you genuinely committed to cutting back on specific things you may have been taking for granted. For example, how many streaming services do you currently use? You might subscribe to Netflix, Prime Video, and many others that you might not even remember. Go through your credit card statement and add up your service subscription amounts from the past year - we guarantee the number will shock you. Commit to three services (at most) and get rid of the ones that you hardly watch. A service might only cost $15 a month, but at the end of the year, that's almost $200. Consider other items that you could cut back on, such as buying coffee each morning or driving everywhere instead of walking.

Pay Attention to Flyers

You probably receive flyers in the mail from your local supermarkets every day. But when was the last time you took advantage of the listed sales? You can find incredible deals in them by paying attention to weekly and monthly bargains. You can also discover flyers online from all the best retailers, including grocery stores, restaurants, home and garden retailers, and more. They're easy to read and tell you precisely what the sales are and when they're happening, and you'll find exclusive coupons for your favourite products. Visit an online shopping directory that also provides readers with the most current and hottest flyers.

Sell Your Old Stuff

Are you the type of person who likes to hold on to things? Either you're very nostalgic, or you feel that these items might be useful one day? Well, the truth is, most of those clothes from the early 2000syou've been holding on to will only be of use in a fashion museum. Create a Kijiji account and sell your old clothes, furniture, or books on there for a price. You never know who's out there looking for things - even those low-rise jeans from 2001!

These three tips will help you keep money in your bank account and add to it. Saving money isn't an easy thing to do, but once you get into the groove of it, you'll realize that it's possible and manageable.